Like its not always the person who wants the gears fault if someone initiates on you, and once you have defended yourself if you can take his gun you should also be able to take gear. Like what is the difference in roleplay between robbing someone when they are dead or putting them in handcuffs when downed and then stripping them when revived. Like wither way no roleplay has to take place. Even when they are down you could equally try and roleplay talking gear but I don't really know what you would say, like "Alright mate I want your vest, Now it is mine."
But yeah just my opinion/